I'm a second generation Broker with 20 years experience originating and funding a 1000+ home loans. I've worked at E*Trade and Mr. Cooper and owned a mortgage brokerage for nearly 18 years.

A lender sells their own pricing/ products, a broker can sell any lenders pricing and pick one that has more flexible approvals to make sure you get the best deal for your situation.

Although I can access additional lenders, my pricer can reference in the ballpark of 30 lenders. These are giants like Rocket Mortgage, Freedom, Provident funding and Penny Mac.

Yes, all are welcome!

If they could fund your loan... Absolutely! My business was built on going the extra mile to earn business and future referrals.

Yes! As soon as you are prequalified, I order your appraisal and send me your paperwork we can lock you loan. That can be in as little 15 minutes if you "attack" the paperwork I need to submit your loan.

The locks we request from the lenders are traditionally 30-60 days.

Absolutely! Freedom is the #1 Wholesale VA lender (as of publication) and we work with them.

Inside of 2 weeks is possible, average is around 30 days.